Coverage Action Plan
One user-facing result with likely paths, missing answers, document checklist, urgency, plan-scorecard status, and broker next steps.
Create Action Plan →New York State coverage help for all kinds of New Yorkers
Find your New York State health coverage path.
New York State health coverage help for individuals, families, self-employed workers, small businesses, U.S. citizens, immigrants, mixed households, and New Yorkers who may need Medicaid, Essential Plan, Child Health Plus, NYC Care, or other free or low-cost care paths across all of New York State. Licensed broker support is activated only after required license, certification, appointments, and compliance review are verified.
Main feature: current plan checkup
Already have coverage? See if there may be a better-fit option.
Upload or describe your current policy, benefits, premium, deductible, doctors, prescriptions, and coverage concerns. Coverage Guide will organize a comparison and flag whether Medicaid, Essential Plan, Child Health Plus, NYC Care, QHPs, employer/COBRA, or licensed broker-reviewed options may be worth checking.
New in v1.0.21: production infrastructure prep
Before launch, database, staff auth, secure uploads, notifications, and AI/document processing must become real.
CoveredNYC now has a clearer production-readiness layer for PostgreSQL schema planning, internal route protection, secure object storage, notification event routing, AI/document guardrails, and current-plan comparison hardening — without pretending these systems are live yet.
New in v1.0.20: real-user production gap fixes
Before real users, confirm the launch blockers are cleared.
CoveredNYC now defaults to readiness mode, separates public and internal pages, adds noindex/sitemap controls, documents production database/auth/upload architecture, and uses safer eligibility-screening language until official program and broker review is complete.
New in v1.0.19: cleaner submission review
Before you submit, check whether the case is broker-ready.
The new before-submit review helps users catch missing contact consent, county, deadline, current-plan details, document type, doctor/prescription priorities, and upload warnings before the request reaches staff review.
New in v1.0.18: clearer next action
Not sure where to start? Get one next step first.
The new Today Next Step flow gives phone and tablet users one primary action first, then links to the right plan checkup, notice, document, public/free-care, callback, or broker-review route.
New in v1.0.17: phone and tablet polish
CoveredNYC is now easier to review on phones and tablets before deployment.
The platform adds a thumb-friendly mobile action bar, stronger phone/tablet form spacing, table scroll polish, tap-target improvements, and a dedicated device smoke-test checklist while preserving the approved logo, fonts, and colors exactly.
New in v1.0.17: deployment candidate audit
The platform now has a final QA layer before any deployment decision.
CoveredNYC now includes deployment candidate review, navigation UX audit, manual QA checklist, and user-flow smoke-test pages. These help verify the public journey, staff workflow, mobile experience, launch blockers, and brand freeze without changing the approved logo, fonts, or colors.
New in v1.0.15: whole-platform audit and command center
Everything now rolls up into one case-readiness and launch-readiness view.
CoveredNYC now has a full-platform audit, command center, route map, and case readiness summary so the public journey, staff queue, documents, current-plan comparison, provider/Rx check, launch blockers, and broker handoff stay connected.
New in v1.0.15: final production-readiness audit
Start Here, get routed, request a callback, and enter a broker-ready queue.
CoveredNYC now adds a final pre-deployment audit layer for mobile UX, homepage clarity, staff queue usability, launch blockers, and brand preservation. The approved logo, fonts, and colors remain unchanged.
Research-informed question logic
Not sure what to ask? CoveredNYC asks the next relevant question.
The deeper question flow maps household, income, county, current coverage, employer/COBRA, children, notices, public/free-care paths, doctors, prescriptions, and current-plan issues into a broker-ready summary.
New in v1.0.12: lifecycle readiness
Renewals, life events, employer coverage, and COBRA now get their own guided path.
CoveredNYC now organizes job loss, moving, income change, new baby, COBRA, employer coverage, renewal notices, and coverage end dates into a timeline, readiness review, and broker next-action checklist.
New in v1.0.11: Provider/Rx fit
Do not switch plans without checking doctors, hospitals, and prescriptions.
CoveredNYC now turns provider names, hospital preferences, prescriptions, and pharmacy needs into a broker-ready checklist so a plan can be reviewed for real-world fit, not just price.
New in v1.0.10: Coverage Action Plan
Finish with one clear plan: paths to check, documents, missing answers, and broker next steps.
This is the polished bridge from AI intake to real broker workflow. It turns a question, policy review, notice, or guided interview into a clear action plan for the user and a useful case summary for staff.
Licensed New York health insurance broker model
Not NY State of Health or the government
Serving all of New York State
For individuals, families, and small businesses
Doctor, hospital, and prescription fit checklist
Renewal, life-event, employer, and COBRA readiness
English / Español support path
Action Plan →
⏱Renewalslife events →
⇆EmployerCOBRA check →
◌Deep guidedquestion flow →
⇢Quick pathwizard →
★Current planscorecard →
⇄Compare currentplan →
♙Coverage formy child →
＋Medicaid / freecare paths →
◎Help formy family →
♡Lost coverageor renewal →
▣Coverage forself-employed →
⌂Coverage forsmall business →
⌖Servingall NY State →
Broker-ready intake
Every path ends with a clear next step: compare, upload, request a callback, or send to broker review.
CoveredNYC now treats the homepage as a conversion hub. The question box, current-plan checkup, guided interview, notice upload, and signup intake all feed a staff pipeline with urgency, missing information, current-plan, public-program, and small-business flags.
Plan Checkup Scorecard
A sharper current-plan review that scores cost pressure, network fit, prescriptions, public/free-care paths, urgency, and broker readiness.
Try Scorecard →User journey polish
Clear route from homepage question to guided interview, action plan, callback, and staff pipeline without confusing insurance jargon.
View journey →Serving all New York State
NYC, Long Island, Westchester, Hudson Valley, Capital Region, Central New York, Western New York, and beyond.
CoveredNYC keeps the NYC brand name while making the service area clear for all New York counties. The platform is built for city, suburban, and upstate users who need individual, family, self-employed, renewal, or small-business coverage help.
How it works
- Share your situation. Answer a few questions or upload a coverage notice.
- We explore options. CoveredNYC maps official program paths, carrier options, and broker review flags.
- Choose with confidence. Compare best-fit available options and available plans with licensed support where permitted.
Who we help
CoveredNYC is for all New Yorkers statewide — single adults, families, U.S. citizens, families with no immigration issues, immigrants, mixed households, self-employed workers, people losing coverage, and small businesses from NYC to Long Island and upstate.
See who we help →AI Coverage Guide
Upload a notice or answer questions. Our AI-assisted workflow explains options in plain language and flags when licensed broker or official marketplace action is needed.
Try it now →Ready for real signup flow
Start an intake, upload or describe a notice, and enter the broker review queue.
CoveredNYC v1.0.6 adds a premium question-box UX, public/free care routing, and a real user signup path, consent-based contact capture, AI-ready Coverage Guide analysis, and admin lead queue so the platform is much closer to marketing-ready after license/certification/appointments are confirmed.
Individuals and families
For single adults, couples, parents, children, U.S. citizens, families with no immigration issue, immigrants, and mixed households statewide.
Individual/family help →Medicaid, Essential Plan, Child Health Plus, and NYC Care
CoveredNYC can screen for likely public-program or free/low-cost care pathways, organize documents, and route users to official/certified/licensed help. We do not make official eligibility decisions.
Public/free care paths →Long Island and upstate
CoveredNYC clearly serves users outside NYC, including Nassau, Suffolk, Westchester, Albany, Buffalo, Rochester, Syracuse, and all New York counties.
Statewide regional help →Launch checklist
Before public marketing, the admin checklist must confirm licensing, NYSOH certification, carrier/general agency access, privacy/security, AI keys, and contact routing.
Launch readiness →Independent & local
New York focused and community minded.
Guidance you can trust
Clear information and real support, not pressure.
People first
Built around your needs, health, and future.
For all New Yorkers
Inclusive help for individuals, families, and small businesses.
Broker transparency
We will disclose the license, NY State of Health certification status, and which carriers or pathways CoveredNYC can support. We will not claim to represent every plan unless that is true and documented.
Read the transparency promise →Best-fit available options
CoveredNYC is designed to compare available plan and program paths using household facts, county, income estimate, providers, prescriptions, budget, and coverage goals.
Plan comparison help →Domain strategy
Use CoveredNYC.com as the primary brand domain. Add CoveredNYC.org and CoveredNewYork.org as protective/statewide redirects if available. CoveredNY.org is optional defensive coverage.
See domain recommendation →County-aware intake
Coverage paths can change by county, household, income estimate, carrier availability, and program rules. The screener now treats county/region as a core field instead of making the site feel NYC-only.
Start with your county →